Roof Interior Damage

The condo association is generally responsible for insuring the common elements of the condo.

Roof interior damage.

Here are five common forms of consequential damage from roof leaks. It doesn t take much of a leak before water causes walls. Visual identification of debris on the roof deck. Tiny holes in shingles are sneaky because they can cause rot a leaky roof and other damage for years before you notice the obvious signs of a leak.

A small amount is normal especially for new shingles. Interior damage to townhome units. It s rarely a good sign when someone from human resources gets involved in your maintenance. Potential signs of debris damage.

The owner of the unit then seeks reimbursement from the townhome association for the costs of repairing the carpeting flooring furniture etc. Homeowners insurance typically covers damage caused to your roof by hail windstorms fire tornados and vandalism. 1 ceiling tiles falling and causing damage to inventory. 2 slip and falls.

Unit owners are responsible for insuring unit interiors and contents. One of the common questions we receive from townhome associations is regarding damage to the interior of a townhome unit resulting from a roof leak or ice damming that causes water to infiltrate into a unit and damages carpeting flooring furniture etc. Regardless of your assessment of the board s history of repair on the roof generally speaking their responsibility ends where your unit interior begins. You might find holes left over from a satellite dish or antenna mounting brackets or just about anything.

Hail and wind damage claims are the most common types of homeowners claims.